The Overtime Trap (NCCI Rule 1-E)
Insurers legally must exclude overtime premium pay, but standard auditors bill on gross payroll, padding your bill by 15-30%.
Audit Defense & Statutory Recalculation
Over 50% of annual workers' comp audit statements contain illegal overtime inflations and class code misclassifications. Upload your audit billing worksheet to detect overcharges before paying the insurance carrier.
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The Audit Playbook
Insurers legally must exclude overtime premium pay, but standard auditors bill on gross payroll, padding your bill by 15-30%.
Auditors routinely classify office staff, bookkeepers, and estimators into dangerous field codes, multiplying insurance rates by 500%.
Auditors charge full employee rates for insured independent contractors over minor paperwork technicalities.
Compliant with NCCI, WCIRB (California), NYSIUB (New York), and Texas TDI Rating Rules.
Disputes are typically resolved within two billing cycles.